See how well your plan actually holds up.
Money on Rails connects to your YNAB plan and surfaces the analytics YNAB doesn't natively show you: an Adherence Rating, a Plan Quality Rating, and a category-expense breakdown that groups your spending into Needs, Wants, and Savings — read only, computed from data you already track.
Currently invitation-only
Money on Rails is in YNAB's Restricted Mode and only open to people who've been personally invited. If you'd like early access, reach out to the address below and we'll let you know when a spot opens up.
You can also ask for an invite here: Request an invite.
Want to look around first? See the demo: the real dashboards on an invented household, no sign-in needed.